Gold Metal Services

The New Standard in Personalized Wealth Management

Review of your investments and designing a personalized portfolio appropriate to your needs
Year-long, continual monitoring of your investments
Quarterly, semi-annual or annual meetings to review and evaluate your investment performance, update your overall financial objectives and, if necessary, re-allocate your portfolio as agreed upon by you
Quarterly Statements
Independent Advice
Commission-free transactions on most stocks, bonds or mutual funds traded in your account (certain transaction fees may apply)
Recommendations regarding positioning of funds within your employer- provided retirement plans such as 401(k)s
Quarterly “market watch” letter detailing our firm’s research, analysis and view of the current state of the investment markets

Tax Reduction Planning

Comprehensive review of your tax return to highlight opportunities for maximizing tax reduction strategies
Review of your tax situation and planning to incorporate any new tax law changes
Consultation with your tax preparer
Recommendations of tax plans including tax advantaged investments
Presentation of new tax laws that can affect your situation as we learn of them in our practice of keeping current on trends and issues. Tax advice and services are not offered through Cambridge Investment Research.

Retirement Income Distribution Planning

Analysis of your income needs now and in the future
Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
Recommendations regarding a suitable distribution strategy for your investments, employer retirement plans and IRAs
Transition planning from saving to spending at retirement
Analysis of the beneficiaries of your IRAs and how to establish an inherited IRA

Family Wealth Planning

Analysis of your current estate plan and concerns
Consultation with your attorney
Assistance in transferring assets to your Living Trust or other trusts
Provide guidance for clients and family members with the appropriate and necessary steps in the event of the death or disability of a loved one

Client Services and Communications

Quarterly Newsletter to keep you apprised of the most current planning options
Quarterly, semi-annual or annual reviews
Special reports on how to help reduce your taxes and other important topics
Special Gold Medal Service Events, including client appreciation events (where you may bring up to two guests)

Cambridge and Next Financial Partners do not offer tax or legal advice or services. Consult your tax consultant or attorney for assistance with these matters.